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Personal Loan Benefits

Take the hassle out of borrowing with Credit Direct: pre-qualification in minutes, fixed rates, one monthly payment, and no prepayment penalties.

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Get things done with a personal loan of up to $40,000

The entire personal loan application can be completed in just minutes and won’t affect your credit score.

We keep your information safe, secure, and encrypted throughout the entire application process.

A personal loan from Credit Direct makes debt consolidation easier

One loan. One monthly payment. One interest rate. Zero stress.

Get your questions answered with a free consultation

Call us today 866-414-4198

Just a few minutes takes you from application to pre-qualified loan offers.

It’s easy to apply for a personal loan with us and there will be no effect on your credit score.

Tell high-interest debts to take a hike.

Personal loans from Credit Direct are an excellent way to pay off card balances.

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Speak with a Credit Direct expert today and get the loan you need fast!

Call: 866-414-4198

Personal Loans for Virtually Any Need

Whether you need a personal loan for debt consolidation, home remodeling, improving your credit score, or pursuing your dreams, Credit Direct is here to help. We offer personal loans up to $40,000 to simplify your life.

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Frequently Asked Questions

Do I have to have good credit?
How long do I have to pay back the loan?
Will applying for a personal loan affect my credit score?
Do I have to have good credit?

It depends. While it’s true that the better the credit, the better the terms of the loan, we’ve helped people with a wide range of credit scores get a personal loan. Take 5 minutes, fill out the pre-qualification form and see what Credit Direct can do for you!

How long do I have to pay back the loan?

It depends. The terms of the loan have a lot of factors, including your credit score and financial situation, the amount of the loan, interest and how much you can reasonably afford each month to pay down. However, whether it’s $5,000 or the full $40,000, we work hard to get you the best loan terms possible.

Will applying for a personal loan affect my credit score?

By submitting an application to see what offers you qualify for, your credit score is not affected. To pre-qualify you, we perform a soft inquiry on your credit report, which won’t impact your score. Once you accept your offer and proceed to funded, we perform a hard inquiry on your credit report, which may affect your credit score. If you do see a slight drop in credit score, you should see it increase over time with each monthly on-time payment.

Get relief from financial stress today!

One loan. One monthly payment. One interest rate. Zero stress.

 

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